Terms of Use

Agreement to Terms

By accessing and using the peak-cascade.com website and services provided by Peak Cascade Financial Education, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use our website or services.

Services Description

Peak Cascade provides financial literacy and education programmes for children, teenagers, adults, and families in Leeds, United Kingdom. Our services are educational in nature and designed to improve financial awareness and decision-making skills.

Educational Purpose and Limitations

Our programmes are intended for educational purposes only. They do not constitute:

• Professional financial advice
• Investment recommendations
• Legal or tax guidance
• Therapy or counselling services

Participants should consult qualified professionals for specific financial, legal, or tax advice related to their individual circumstances.

Registration and Participation

When registering for programmes, you agree to:

• Provide accurate and complete information
• Update information if it changes
• Be responsible for maintaining confidentiality of any account information
• Accept responsibility for all activities under your registration

For programmes involving children under 18, parents or legal guardians must complete registration and accept these terms on behalf of the minor.

Payment Terms

Programme fees must be paid as outlined during registration. Payment terms include:

• Fees are stated in British Pounds (GBP)
• Payment is required before programme commencement unless alternative arrangements are agreed
• Prices may change for future programmes but existing registrations honour the stated price

Cancellation and Refunds

Participants may cancel registration under the following terms:

• Cancellation more than 14 days before programme start: Full refund minus £25 administrative fee
• Cancellation 7-14 days before start: 50% refund
• Cancellation less than 7 days before start: No refund
• After programme has commenced: No refund for remaining sessions

We reserve the right to cancel programmes due to insufficient enrolment or unforeseen circumstances. In such cases, participants receive a full refund or option to transfer to another programme.

Participant Conduct

Programme participants are expected to:

• Treat instructors and other participants with respect
• Attend scheduled sessions or notify us of absences
• Not disrupt sessions or interfere with others' learning
• Maintain confidentiality regarding other participants' personal information shared during sessions

We reserve the right to remove participants who violate these conduct expectations, without refund.

Intellectual Property

All content on this website and materials provided during programmes, including text, graphics, logos, images, and educational materials, are owned by Peak Cascade or licensed to us. This content is protected by copyright and other intellectual property laws.

Participants may use programme materials for personal educational purposes only. Commercial use, reproduction, or distribution of materials without written permission is prohibited.

Website Use

When using our website, you agree not to:

• Use automated systems to access or collect information
• Introduce viruses or malicious code
• Attempt to gain unauthorised access to systems or accounts
• Interfere with website functionality
• Use the website for unlawful purposes

Limitation of Liability

To the fullest extent permitted by law, Peak Cascade shall not be liable for:

• Financial losses resulting from decisions made based on programme content
• Indirect, consequential, or incidental damages
• Losses resulting from inability to access programmes or website
• Results or outcomes of applying programme concepts

Our total liability for any claim related to our services shall not exceed the amount paid for the specific programme in question.

Results and Outcomes

Individual results from our programmes vary based on personal circumstances, commitment level, and application of concepts. We make no guarantees regarding:

• Specific financial improvements or savings
• Changes in financial behaviour or habits
• Long-term retention of skills or knowledge

Testimonials or examples provided reflect individual experiences and do not guarantee similar outcomes for other participants.

Privacy and Data Protection

Use of personal data is governed by our Privacy Policy and GDPR compliance page, which form part of these terms.

Modifications to Terms

We may revise these Terms of Use at any time. Changes will be posted on this page with an updated date. Continued use of our services after changes constitutes acceptance of the revised terms.

For registered programme participants, significant changes will be communicated via email.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be modified to reflect the parties' intention, and the remaining provisions shall remain in full effect.

Contact Information

Questions about these Terms of Use should be directed to:

Peak Cascade Financial Education
37 Harrogate Road
Chapel Allerton
Leeds LS7 3PD
United Kingdom

Email: [email protected]